Amulike Kamwela
Chief Executive Officer
Amulike Kamwela currently serving as the Chief Executive Officer (CEO) of First Housing Finance (FHF), a position he assumed in July 2025. Prior to this, he held the dual role of Chief Financial Officer (CFO) and Company Secretary from October 2020, where his expertise in financial stewardship and corporate governance played a crucial role in propelling the organization’s growth and stability.
Before joining FHF, Amulike demonstrated his leadership acumen holding key positions in the banking sector, including Head of Finance at I&M Bank Tanzania, alongside notable roles at Standard Chartered Bank and Barclays Bank Tanzania.
A Certified Public Accountant (CPA) in Tanzania, he earned his Bachelor of Commerce in Accounting (Hons) from the University of Dar es Salaam, followed by an MBA from the Eastern and Southern African Management Institute (ESAMI).
These academic credentials, combined with his extensive experience in finance and banking, have equipped him with exceptional financial insight and a clear strategic vision.
Concordia Calist Seleka
Chief Financial Officer
Ms. Concordia currently serves as Acting Chief Financial Officer at First Housing Finance Tanzania Limited. Since May 2025, she brings over 11 years of experience in finance and accounting, having begun her career at CRDB Bank, where she spent four years as a Bank Officer and Credit Analyst. She then transitioned to Ernst & Young as a Senior Auditor in Assurance, a role she held from 2020 until she joined First Housing Finance.
Ms. Concordia is a seasoned accounting professional with a robust academic and professional background. She earned her Master of Business Administration from John Carroll University in the United States of America (USA) and holds a Bachelor of Commerce degree in Accounting from the University of Dar es Salaam. Her commitment to excellence is further demonstrated by her attainment of the Fellow Chartered Certified Accountant (FCCA) designation and her certification as a Certified Public Accountant (CPA-T) by the National Board of Accountants and Auditors of Tanzania. This combination of advanced education and esteemed professional certifications underscores her expertise and dedication in the field of accounting.
Reshma Shah
Head of Credit
Reshma Shah, the Lead Credit Manager at FHF, has been a cornerstone of the company since its inception in 2017. She has played a pivotal role in maintaining exemplary asset quality, with an NPL ratio consistently below 2%. Reshma’s background includes significant roles in operations and credit management at I&M Bank and Bank M Tanzania plc. Her academic credentials include a Bachelor of Business Studies and an MBA in Finance, underlining her comprehensive understanding of financial management.
Aquenous Amolo
ICT Manager
Joining FHF in 2023, Aquenous Amolo brings forward a dynamic and innovative approach as the ICT Manager. Starting his career in 2009 at Diamond Trust Bank and later advancing to an IT Manager at UBL Bank, Amolo has demonstrated expertise in technology and information systems. He holds a Bachelor of Business Information System and is CEH certified, reflecting his commitment to excellence in the ICT domain.
Bhoke Richard Mantago
Risk and Compliance Manager
Bhoke Richard Mantago joined FHF in 2023 as the Risk and Compliance Manager, bringing extensive experience in risk management and compliance from her tenure at Letshego Bank. Her journey through various risk and compliance roles has equipped her with unparalleled insight into operational risks and regulatory compliance. Holding a Bachelor of Business Administration, Bhoke is a formidable force in navigating the complex landscape of risk and compliance.
Kinanila Nsoro
Human Resource and Administration Manager
With over 11 years of working experience in Human Resources and Administrative Management, Kinanila Nsoro is a dynamic professional dedicated to fostering a positive organizational culture and streamlining operational efficiency. Known for his strategic approach and people-centric mindset, Kinanila excels in aligning HR practices with business objectives to drive performance and growth.
Kinanila holds a Bachelor of Law (LLB) from Saint Augustine University of Tanzania (SAUT) and has earned certifications in Professional Human Resource (PHRI) from Human Resource Certification Institute (HRCI). His career began at Access Microfinance Bank Tanzania Limited (now Selcom Microfinance Bank) as HR Generalist where he quickly demonstrated a keen ability to manage complex HR functions, including recruitment, employee relations, and performance management.
At First Housing Finance Tanzania Limited, Kinanila leads Human Resource and Administration Department, where he implementing innovative strategies to enhance employee engagement, optimize HR processes, and ensure smooth day-to-day operations. His leadership is characterized by a commitment to developing talent, fostering a collaborative work environment, and driving organizational change that supports business objectives.
Fredrick Seba Marwa
Legal Manager & Company Secretary
Fredrick Seba Marwa serves as the Legal Manager and Company Secretary at First Housing Finance. He is a passionate advocate with over 8 years of experience spanning litigation and in- house corporate legal practice. His expertise covers a wide range of legal areas including Land and Conveyancing, Mortgage Financing, Contracts, Labour Law, Probate, and Corporate Affairs. Since joining First Housing Finance in 2021 as a Legal Officer, Fredrick has demonstrated strong leadership and a deep commitment to legal excellence, earning his current senior role.
Prior to joining FHF, he held key positions in prominent legal firms, including: Advocate / Managing Partner – Magnos Advocates; Advocate / Associate – Emesu and Company Advocates Education.
Fredrick holds a Postgraduate Diploma in Legal Practice from the Law School of Tanzania and a Bachelor of Laws (LL.B) from St. Augustine University of Tanzania (SAUT).
Fredrick Oscar Hippolite
Internal Audit Manager
Fredrick Oscar Hippolite is an experienced internal audit leader who has served as Head of Internal Audit at Canara Bank (T) Limited from November 2019 to December 2024, and is currently fulfilling the responsibilities of Internal Audit Manager. He previously held progressive roles in audit across leading financial institutions in Tanzania—including Assistant Manager, Audit at I&M Bank (Tanzania) Limited (October 2016 – November 2019), and Team Lead Audit & Investigation (as well as Acting Head of Audit & Investigation) at United Bank for Africa (Tanzania) Ltd (July 2015 – September 2016). He began his career as an Internal Audit Officer at I&M Bank (T) Limited (March 2014 – July 2015).
Fredrick is a Certified Public Accountant, having earned his Bachelor of Commerce in Accounting and CPA certification from the National Board of Accountants and Auditors of Tanzania in May 2014.